Microenterprise credit programs: Déja vu

Credit Scoring for Microenterprise Lenders

Déjà Vu in Fixpoints of Logic Programs

We investigate properties of logic programs that permit refinements in their fixpoint evaluation and shed light on the choice of control strategy. A fundamental aspect of a bottom-up computation is that we must constantly check to see if the fixpoint has been reached. If the computation iteratively applies all rules, bottom-up, until the fixpoint is reached, this amounts to checking if any new ...

Fair-Value Accounting for Federal Credit Programs

The federal government supports some private activities—such as home ownership, postsecondary education, and certain commercial ventures—through credit assistance offered to individuals and businesses. Some of that assistance is in the form of direct federal loans, and some is through federal guarantees of loans made by private financial institutions. At the end of fiscal year 2011, about $2.7 ...

Credit with Education and Title II Programs

Credit with Education is a way to provide self-financing microfinance (or small-scale banking) to women, primarily in very poor, rural areas, while at the same time provide education for business and family survival. Within the village banking movement, attempts to integrate education with village bank meetings have fallen into two types. In one, the field staff provides both the education and ...

Lessons for microenterprise programs from a fresh look at the unemployment insurance self-employment demonstration.

Microenterprise programs aim to foster self-employment among the poor, those on welfare, and the unemployed. The only experimental test of their impact is the Unemployment Insurance Self-Employment Demonstration (UISED). UISED did shorten unemployment spells, but most other impacts were small and the most disadvantaged did not choose to participate. Although UISED provides some weak evidence th...